📍 New Delhi — 🥇 ₹14,356/g  🥈 ₹205/g 📍 Hyderabad — 🥇 ₹14,356/g  🥈 ₹205/g 📍 Chennai — 🥇 ₹14,356/g  🥈 ₹205/g 📍 Pune — 🥇 ₹14,356/g  🥈 ₹205/g 📍 Ahmedabad — 🥇 ₹14,356/g  🥈 ₹205/g 📍 Kolkata — 🥇 ₹14,356/g  🥈 ₹205/g 📍 Jaipur — 🥇 ₹14,356/g  🥈 ₹205/g 📍 Surat — 🥇 ₹14,356/g  🥈 ₹205/g Get daily price alerts →

Gold Auctions in India

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Gold Auctions in India

5,473 listings · updated continuously from bank & portal sources.

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5,473 auctions found
Gold Auction in Thane District by IIFL Finance Ltd
Closed Representative image

Gold Auction in Thane District by IIFL Finance Ltd

📍 Thane
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG24981
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Thane District by IIFL Finance Ltd
Closed Representative image

Gold Auction in Thane District by IIFL Finance Ltd

📍 Thane
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG24982
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Chennai by IIFL Finance Ltd
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Gold Auction in Chennai by IIFL Finance Ltd

📍 Chennai
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25187
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Tuticorin by IIFL Finance Ltd
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Gold Auction in Tuticorin by IIFL Finance Ltd

📍 Thoothukudi
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25188
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Thane District by IIFL Finance Ltd
Closed Representative image

Gold Auction in Thane District by IIFL Finance Ltd

📍 Thane
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG24984
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Pondicherry by IIFL Finance Ltd
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Gold Auction in Pondicherry by IIFL Finance Ltd

📍 Puducherry
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25189
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Vellore by IIFL Finance Ltd
Closed Representative image

Gold Auction in Vellore by IIFL Finance Ltd

📍 Vellore
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25190
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Thane District by IIFL Finance Ltd
Closed Representative image

Gold Auction in Thane District by IIFL Finance Ltd

📍 Thane
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG24986
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Coimbatore by IIFL Finance Ltd
Closed Representative image

Gold Auction in Coimbatore by IIFL Finance Ltd

📍 Coimbatore
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25191
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Thane District by IIFL Finance Ltd
Closed Representative image

Gold Auction in Thane District by IIFL Finance Ltd

📍 Thane
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG24988
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Coimbatore by IIFL Finance Ltd
Closed Representative image

Gold Auction in Coimbatore by IIFL Finance Ltd

📍 Coimbatore
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25193
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Thane District by IIFL Finance Ltd
Closed Representative image

Gold Auction in Thane District by IIFL Finance Ltd

📍 Thane
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG24990
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Kanchipuram by IIFL Finance Ltd
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Gold Auction in Kanchipuram by IIFL Finance Ltd

📍 Kanchipuram
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25194
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Madurai by IIFL Finance Ltd
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Gold Auction in Madurai by IIFL Finance Ltd

📍 Madurai
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25195
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Tiruvallur by IIFL Finance Ltd
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Gold Auction in Tiruvallur by IIFL Finance Ltd

📍 Chennai
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25196
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Thane District by IIFL Finance Ltd
Closed Representative image

Gold Auction in Thane District by IIFL Finance Ltd

📍 Thane
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG24992
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Hyderabad by IIFL Finance Ltd
Closed Representative image

Gold Auction in Hyderabad by IIFL Finance Ltd

📍 Hyderabad
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25198
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Thane District by IIFL Finance Ltd
Closed Representative image

Gold Auction in Thane District by IIFL Finance Ltd

📍 Thane
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG24994
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Suryapet by IIFL Finance Ltd
Closed Representative image

Gold Auction in Suryapet by IIFL Finance Ltd

📍 Suryapet
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25199
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
Possession Physical
Gold Auction in Hyderabad by IIFL Finance Ltd
Closed Representative image

Gold Auction in Hyderabad by IIFL Finance Ltd

📍 Hyderabad
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25200
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Thane District by IIFL Finance Ltd
Closed Representative image

Gold Auction in Thane District by IIFL Finance Ltd

📍 Thane
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG24996
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Visakhapatnam by IIFL Finance Ltd
Closed Representative image

Gold Auction in Visakhapatnam by IIFL Finance Ltd

📍 Visakhapatnam
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25201
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Thane District by IIFL Finance Ltd
Closed Representative image

Gold Auction in Thane District by IIFL Finance Ltd

📍 Thane
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG24998
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Gold Auction in Medak by IIFL Finance Ltd
Closed Representative image

Gold Auction in Medak by IIFL Finance Ltd

📍 Medak
🏦 IIFL Finance Ltd
🏷 Gold & Valuables · Lot FG25202
Reserve Price On request
Auction date 20 Oct 2026, 10:00 am
EMD deadline 19 Oct 2026, 5:00 pm
Possession Physical
Browse 5,473 live and upcoming Gold Auctions in India on E-Auctions India. Every listing shows the reserve price, EMD amount, auction and inspection dates, the seller bank and a link to the official sale notice. Use the filters to narrow by city, bank, asset type, possession status and price.

Reference rates

Today’s gold & silver rate by city

Per gram, in Indian rupees — search, sort and compare across 135 cities.

Gold · 24K
₹14,356.00 /g
Gold · 22K
₹13,159.67 /g
Silver
₹204.90 /g

National average · 09 Nov 2026. City rates below apply a local premium.

New Delhi
Gold 24K₹14,359/g
Gold 22K₹13,162/g
Silver₹205/g
Hyderabad
Gold 24K₹14,356/g
Gold 22K₹13,160/g
Silver₹205/g
Chennai
Gold 24K₹14,356/g
Gold 22K₹13,160/g
Silver₹205/g
Pune
Gold 24K₹14,356/g
Gold 22K₹13,160/g
Silver₹205/g
Ahmedabad
Gold 24K₹14,361/g
Gold 22K₹13,164/g
Silver₹205/g
Kolkata
Gold 24K₹14,356/g
Gold 22K₹13,160/g
Silver₹205/g
Jaipur
Gold 24K₹14,371/g
Gold 22K₹13,173/g
Silver₹205/g
Surat
Gold 24K₹14,361/g
Gold 22K₹13,164/g
Silver₹205/g
135 cities
City ▲ Gold 24K ₹/g ▾ Gold 22K ₹/g ▾ Silver ₹/g ▾
Agra ₹14,371.00 ₹13,173.42 ₹204.90
Ahmedabad ₹14,361.00 ₹13,164.25 ₹204.90
Alappuzha ₹14,356.00 ₹13,159.67 ₹204.90
Aligarh ₹14,371.00 ₹13,173.42 ₹204.90
Amaravati ₹14,356.00 ₹13,159.67 ₹204.90
Ambur ₹14,356.00 ₹13,159.67 ₹204.90
Amravati ₹14,356.00 ₹13,159.67 ₹204.90
Amritsar ₹14,371.00 ₹13,173.42 ₹204.90
Anantapur ₹14,356.00 ₹13,159.67 ₹204.90
Arcot ₹14,356.00 ₹13,159.67 ₹204.90
Ariyalur ₹14,356.00 ₹13,159.67 ₹204.90
Aurangabad ₹14,356.00 ₹13,159.67 ₹204.90
Ayodhya ₹14,371.00 ₹13,173.42 ₹204.90
Bagalkot ₹14,356.00 ₹13,159.67 ₹204.90
Bangalore ₹14,356.00 ₹13,159.67 ₹204.90
Bareilly ₹14,371.00 ₹13,173.42 ₹204.90
Belgaum ₹14,356.00 ₹13,159.67 ₹204.90
Bellary ₹14,356.00 ₹13,159.67 ₹204.90
Berhampur ₹14,356.00 ₹13,159.67 ₹204.90
Bhadravathi ₹14,356.00 ₹13,159.67 ₹204.90
Bhiwandi ₹14,359.00 ₹13,162.42 ₹204.80
Bhopal ₹14,361.00 ₹13,164.25 ₹204.90
Bhubaneswar ₹14,356.00 ₹13,159.67 ₹204.90
Chandigarh ₹14,371.00 ₹13,173.42 ₹204.90
Chennai ₹14,356.00 ₹13,159.67 ₹204.90
Chitradurga ₹14,356.00 ₹13,159.67 ₹204.90
Coimbatore ₹14,356.00 ₹13,159.67 ₹204.90
Cuddalore ₹14,356.00 ₹13,159.67 ₹204.90
Cuttack ₹14,356.00 ₹13,159.67 ₹204.90
Davanagere ₹14,356.00 ₹13,159.67 ₹204.90
Dharmapuri ₹14,356.00 ₹13,159.67 ₹204.90
Dindigul ₹14,356.00 ₹13,159.67 ₹204.90
Erode ₹14,356.00 ₹13,159.67 ₹204.90
Gadag ₹14,356.00 ₹13,159.67 ₹204.90
Ghaziabad ₹14,359.00 ₹13,162.42 ₹204.90
Goa ₹14,356.00 ₹13,159.67 ₹204.90
Gorakhpur ₹14,371.00 ₹13,173.42 ₹204.90
Guntur ₹14,356.00 ₹13,159.67 ₹204.90
Gurgaon ₹14,359.00 ₹13,162.42 ₹204.90
Guwahati ₹14,356.00 ₹13,159.67 ₹204.90
Hosur ₹14,356.00 ₹13,159.67 ₹204.90
Hyderabad ₹14,356.00 ₹13,159.67 ₹204.90
Indore ₹14,361.00 ₹13,164.25 ₹204.90
Jaipur ₹14,371.00 ₹13,173.42 ₹204.90
Jalgaon ₹14,356.00 ₹13,159.67 ₹204.90
Jayankondam ₹14,356.00 ₹13,159.67 ₹204.90
Jhansi ₹14,371.00 ₹13,173.42 ₹204.90
Kadapa ₹14,356.00 ₹13,159.67 ₹204.90
Kakinada ₹14,356.00 ₹13,159.67 ₹204.90
Kallakurichi ₹14,356.00 ₹13,159.67 ₹204.90
Kanchipuram ₹14,356.00 ₹13,159.67 ₹204.90
Kannur ₹14,356.00 ₹13,159.67 ₹204.90
Kanpur ₹14,371.00 ₹13,173.42 ₹204.90
Kanyakumari ₹14,356.00 ₹13,159.67 ₹204.90
Karaikudi ₹14,356.00 ₹13,159.67 ₹204.90
Karur ₹14,356.00 ₹13,159.67 ₹204.90
Kerala ₹14,356.00 ₹13,159.67 ₹204.90
Khammam ₹14,356.00 ₹13,159.67 ₹204.90
Kochi ₹14,356.00 ₹13,159.67 ₹204.90
Kodaikanal ₹14,356.00 ₹13,159.67 ₹204.90
Kolar ₹14,356.00 ₹13,159.67 ₹204.90
Kolhapur ₹14,356.00 ₹13,159.67 ₹204.90
Kolkata ₹14,356.00 ₹13,159.67 ₹204.90
Kollam ₹14,356.00 ₹13,159.67 ₹204.90
Kottayam ₹14,356.00 ₹13,159.67 ₹204.90
Kovilpatti ₹14,356.00 ₹13,159.67 ₹204.90
Kozhikode ₹14,356.00 ₹13,159.67 ₹204.90
Krishnagiri ₹14,356.00 ₹13,159.67 ₹204.90
Kumbakonam ₹14,356.00 ₹13,159.67 ₹204.90
Latur ₹14,359.00 ₹13,162.42 ₹204.80
Lucknow ₹14,371.00 ₹13,173.42 ₹204.90
Ludhiana ₹14,371.00 ₹13,173.42 ₹204.90
Madurai ₹14,356.00 ₹13,159.67 ₹204.90
Malappuram ₹14,356.00 ₹13,159.67 ₹204.90
Mandya ₹14,356.00 ₹13,159.67 ₹204.90
Mangalore ₹14,356.00 ₹13,159.67 ₹204.90
Mathura ₹14,371.00 ₹13,173.42 ₹204.90
Meerut ₹14,371.00 ₹13,173.42 ₹204.90
Mirzapur ₹14,371.00 ₹13,173.42 ₹204.90
Mohali ₹14,371.00 ₹13,173.42 ₹204.90
Moradabad ₹14,371.00 ₹13,173.42 ₹204.90
Mumbai ₹14,356.00 ₹13,159.67 ₹204.90
Mysore ₹14,356.00 ₹13,159.67 ₹204.90
Nagapattinam ₹14,356.00 ₹13,159.67 ₹204.90
Nagercoil ₹14,356.00 ₹13,159.67 ₹204.90
Nagpur ₹14,356.00 ₹13,159.67 ₹204.90
Namakkal ₹14,356.00 ₹13,159.67 ₹204.90
Nashik ₹14,359.00 ₹13,162.42 ₹204.80
Nellore ₹14,356.00 ₹13,159.67 ₹204.90
New Delhi ₹14,359.00 ₹13,162.42 ₹204.90
Nizamabad ₹14,356.00 ₹13,159.67 ₹204.90
Noida ₹14,359.00 ₹13,162.42 ₹204.90
Ooty ₹14,356.00 ₹13,159.67 ₹204.90
Palakkad ₹14,356.00 ₹13,159.67 ₹204.90
Palani ₹14,356.00 ₹13,159.67 ₹204.90
Paramakudi ₹14,356.00 ₹13,159.67 ₹204.90
Patna ₹14,361.00 ₹13,164.25 ₹204.90
Perambalur ₹14,356.00 ₹13,159.67 ₹204.90
Pollachi ₹14,356.00 ₹13,159.67 ₹204.90
Pondicherry ₹14,356.00 ₹13,159.67 ₹204.90
Pudukkottai ₹14,356.00 ₹13,159.67 ₹204.90
Pune ₹14,356.00 ₹13,159.67 ₹204.90
Raipur ₹14,356.00 ₹13,159.67 ₹204.90
Rajahmundry ₹14,356.00 ₹13,159.67 ₹204.90
Rajkot ₹14,361.00 ₹13,164.25 ₹204.90
Ramanathapuram ₹14,356.00 ₹13,159.67 ₹204.90
Rameswaram ₹14,356.00 ₹13,159.67 ₹204.90
Rourkela ₹14,356.00 ₹13,159.67 ₹204.90
Salem ₹14,356.00 ₹13,159.67 ₹204.90
Sambalpur ₹14,356.00 ₹13,159.67 ₹204.90
Sivagangai ₹14,356.00 ₹13,159.67 ₹204.90
Solapur ₹14,356.00 ₹13,159.67 ₹204.90
Surat ₹14,361.00 ₹13,164.25 ₹204.90
Thane ₹14,356.00 ₹13,159.67 ₹204.90
Thanjavur ₹14,356.00 ₹13,159.67 ₹204.90
Theni ₹14,356.00 ₹13,159.67 ₹204.90
Thrissur ₹14,356.00 ₹13,159.67 ₹204.90
Tirunelveli ₹14,356.00 ₹13,159.67 ₹204.90
Tirupati ₹14,356.00 ₹13,159.67 ₹204.90
Tirupur ₹14,356.00 ₹13,159.67 ₹204.90
Tiruvannamalai ₹14,356.00 ₹13,159.67 ₹204.90
Tiruvarur ₹14,356.00 ₹13,159.67 ₹204.90
Trichy ₹14,356.00 ₹13,159.67 ₹204.90
Trivandrum ₹14,356.00 ₹13,159.67 ₹204.90
Tumkur ₹14,356.00 ₹13,159.67 ₹204.90
Tuticorin ₹14,356.00 ₹13,159.67 ₹204.90
Vadodara ₹14,361.00 ₹13,164.25 ₹204.90
Varanasi ₹14,371.00 ₹13,173.42 ₹204.90
Vasai-Virar ₹14,359.00 ₹13,162.42 ₹204.80
Vellore ₹14,356.00 ₹13,159.67 ₹204.90
Vijayawada ₹14,356.00 ₹13,159.67 ₹204.90
Villupuram ₹14,356.00 ₹13,159.67 ₹204.90
Virudhunagar ₹14,356.00 ₹13,159.67 ₹204.90
Visakhapatnam ₹14,356.00 ₹13,159.67 ₹204.90
Warangal ₹14,356.00 ₹13,159.67 ₹204.90

No city matches your search.

Full gold & silver rate page → Price history chart →

Gold & silver price history

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DateRate (₹/g)ChangeChange %

National average rate per gram in Indian rupees. 22K is derived from the 24K rate (22/24). City rates carry a local premium — see the city-wise rate table.

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Gold auctions in India: a simple and friendly guide

E-Auctions India — India’s trusted platform for discovering gold auctions

Gold has always held a special place in Indian homes — not just as an investment but as something sentimental. Gold auctions let buyers discover pledged ornaments, get competitive prices and enjoy the transparency of a public bidding process. When a borrower defaults on a gold loan, the lender auctions the pledged gold to recover its dues.

If you are curious about how gold auctions work, this guide breaks it down in a clear and easy way.

See gold auctions this month

Why choose bank auction gold

How gold auctions usually work

Every organiser follows slightly different rules, but here is the simple flow most auctions follow.

Choosing the items

All gold pieces are inspected, verified and catalogued — purity, weight and authenticity are checked by the lender’s valuer.

Pre-auction viewing

Buyers can view the items before bidding starts. Online auctions provide detailed photos and descriptions.

Registration

Anyone who wants to bid registers with basic details and ID proof. Some auctions ask for a small, usually refundable, deposit.

The bidding

Bidders quote prices that rise step by step until the highest bid is announced. Online bidding works the same way, on a digital platform.

Winning the item

The highest valid bid wins. If the reserve price is not reached, the item may not be sold.

Payment and collection

Winners pay within the given time frame. After payment, the gold is handed over or delivered securely.

How you can join a gold auction

If you are planning to participate, here is a simple approach.

Pick a trusted auction host

Look for auctions conducted by known banks, authorised agencies or reputable private houses.

Go through the catalogue

Check each item’s purity, weight, reserve price and current market value.

Register yourself

Complete the registration and KYC process to enter the bidding room.

Inspect before you bid

Take your time to examine the gold — hallmarking, craftsmanship, condition and uniqueness.

Set a clear budget

Auctions can be exciting, so decide your maximum bid before you begin.

Bid smartly

Stay focused, follow the increments and bid only when it makes sense for your budget.

Why people love gold auctions

✔ Sometimes you find gold at a price better than market rates
✔ You may come across antique or one-of-a-kind pieces
✔ All items are checked and verified before the sale
✔ The bidding experience is engaging and transparent

Final word

Gold auctions can be a great way to explore beautiful pieces, invest smartly and enjoy the thrill of bidding. With a little preparation and research, anyone can participate confidently — whether you join online or walk into a physical auction hall.

Good to know

Frequently asked questions

What is a gold auction?

Lenders auction gold jewellery and ornaments pledged against gold loans when the borrower defaults, recovering their dues through a public e-auction.

How do I buy in a gold auction?

Find a lot on E-Auctions India, open the sale notice, register on the auctioning bank's portal, pay the EMD and bid on the auction date.

How is the reserve price for auction gold decided?

It is based on the pledged weight and purity valued at prevailing gold rates, less a margin. E-Auctions India shows today's city gold and silver rates for reference.

Is auction gold hallmarked?

Not always. Items are verified for weight and purity by the lender's approved valuer. Inspect the lot and its documentation before bidding.

⚠️ E-Auctions India never requests cash or transfers to personal accounts. Pay EMD only as directed in the official bank auction notice. Report suspicious requests to [email protected]. Full disclaimer